Cavalcade of Risk #93

Welcome to Cavalcade of Risk #93. Perhaps because of the holiday weekend, we were light on submissions but those we did receive were interesting. As expected, the health care debate as part of risk management continues to swirl both pro and con, so we'll begin there.

Health Care

Dr. Jaan Sidorov takes a look-see at the Senate Health Reform Bill’s provision to surtax the rich. After reviewing the various arguments both for and against, this contrarian bloggist points out that insurance premiums are typically not progressive. There are implications he warns -- big implications.

Jason Shafrin explains how the House Health Reform bill will affect the number uninsured and the number with employer-provided insurance. The Healthcare Economist explains at his blog.

Louise from Colorado Health Insurance Insider brings us her opinion in her blog entry Public Opinion of a Mandate. "We can’t have it both ways," she says. "We can either continue with a “free market” health insurance system that allows carriers to use medical underwriting and also allows individuals to opt in or out of the health insurance system as they please, or we can move to a system that insures everyone, thus spreading the cost to care for the sick across the entire population. (It’s useful to keep in mind here that none of us really knows when we might be counted among the sick.) But to think that we can have a system that allows sick people to obtain care with reasonable premiums while not collecting any premiums at all from healthy people who opt out won’t be feasible."

Workers' Compensation

Tom Lynch from Workers' Comp Insider offers a plan for measuring a workers compensation program’s progress designed to get the attention of senior management. Read the comments, as well, since Frank Pennachio comments and when he does, I always listen to this work comp guru.

Finance

Wenchypoo is back this month and presents The New Money-for-Life Plan posted at Wisdom From Wenchypoo's Mental Wastebasket.

Risk Management

My blog entry this Cav centers on OSHA's new attitude. Is your organization ready?

Busted!

Finally, Bob Vineyard, CLU, presents Paging Dr. Facebook posted at InsureBlog. We just started worrying about the implications of genetic information, and now this!

Until we meet again in cyberspace, have a great week and stay safe! And don't forget, horseplay can hurt. Ask Buddy.